The fifth objection is that if “assurance is of the essence of saving faith” were true, then from AD 100 until 1517, almost no one was born again. This is not a Biblical argument. If we based our theology on this type of reasoning, then we certainly would not believe that only people who profess to be Christians are born again. Less than
In 2013 I was one of the authors of a four-views book on the role of works at the final judgment. In that book I suggested that Eph 2:8-9 says that everlasting life is by grace through faith and apart from works (Four Views on the Role of Works at the Final Judgment, Zondervan, pp. 40-41).